Dave Ramsey's daveramsey.com process to financial freedom includes "Seven Baby Steps". The bulk of the premier lesson covers Baby Step 1 - The Emergency Fund. Savings, especially savings for the unexpected has to be a priority. Like it or not, unexpected events are going to happen. In a previous post last week I spoke about our dryer breaking down Left hangin'. Things happen and a $1000 emergency fund helps alleviate the stress that those things can cause. But establishing an emergency fund takes discipline. You will realize its value in the long run.
"Live like no one else, so you can live like no one else!" Dave Ramsey
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